EMI licensing
An EMI license is what turns your idea into a trusted financial institution. It allows you to issue electronic money, provide payment services, and operate across borders with confidence. With it, banks are ready to cooperate, payment systems open their doors, and enterprise clients are ready to sign.

Without it, you’ll face barriers — limited accounts, lost deals, and missed opportunities in a competitive market where trust matters most.

You bring the innovation. We help you secure the foundation. From strategy to full licensing, we handle the process and remove the guesswork, so you can focus on building the fintech company you’ve envisioned.
Forex License
Minimum Capital Requirement (Approx.)
Physical Presence Required
Time to License (Approx.)
Market Perception
UK (FCA)
EUR 350.000
Yes
9-12 months
High
Malta (MFSA)
EUR 350.000
Yes
9-12 months
High
Cyprus (CB)
EUR 350.000
Yes
9-12 months
High
Lithuania (CB)
EUR 350.000
Yes
6-9 months
High
Estonia (EFSA)
EUR 350.000
Yes
6-9 months
High
Canada (FINTRAC)
CAD 100,000
Yes
6-9 months
Medium-High
Poland (KNF)
EUR 350.000
Yes
6-9 months
Medium-High
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